What is the value of rockland real estate

Pre-qualify or Pre-approval

Posted on Posted in Mortgage & Finance

A pre-approval may help you negotiate a better price and/or terms with the seller, because they know that the buyer is serious enough to have answered the hard questions with a lender. Often having a pre-approval at the ready can give you a leg-up if you are up against another buyer who did not come to the table so well prepared.

The better course of action if you are a serious buyer is to utilize the Pre-Approval Letter. This can only be secured through a lender. Given the buyers market we have now, the pre-approval letter is still all-important. Everyone has heard of the high foreclosure rates, short sales and, frankly, all of us are suffering at the gas pump. This makes a pre-approval letter an absolute must in these times.

Real Estate in Milford Pennsylvania Walk to Town

Posted on Posted in Out of State

SPACIOUS CUSTOM RANCH HOME W/SEPARATE GUEST HOUSE WALK TO MILFORD 3000+SF of living space. Immac. home on almost 2a w/breathtaking views of Milford & yet private. Beautiful landscaping. 2 sep garages. Home has 12 rms w/fin Rec Rm, new Kit, all new appliances. Separate Guest House perfect for rental, guests or entertaining. A lifetime home in a beautiful setting.

First Time Homebuyer Tax Credit Expands

Posted on Posted in Mortgage & Finance


First-time homebuyers may be able to take advantage of a tax credit for homes purchased in 2008 or 2009. The credit:

Applies to purchases that close after April 8, 2008, and before Dec. 1, 2009.
Applies only to homes used as a taxpayer’s principal residence.
Reduces a taxpayer’s tax bill or increases his or her refund, dollar for dollar.
Is fully refundable, meaning the credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax owed.

The credit is claimed using Form 5405.


Posted on Posted in Mortgage & Finance

Mortgage rates drop to a fifty year low “Even with amazingly low interest rates, lower home prices and the first-time […]

Rockland Real Estate

Posted on Posted in Buyer Information

HAVERSTRAW INVESTMENT PROPERTIES. Three Terrific listings in Haverstraw: As of November 2008, these properties are still available. Mike Truiano | […]